OpenSky® Plus Secured Visa® Credit Card
• No annual fee
• No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
• Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
• With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
• Get considered for an unsecured credit line increase after 6 months – no additional deposit
• Monitor your credit progress with free access to your FICO Credit Score.
• Reports to all 3 major credit bureaus monthly to establish and build credit history.
• Secure your credit line with a refundable security deposit – as low as $300.
• Easy application, apply in less than 5 minutes right from your mobile device
• Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
• Now you can make smaller partial payments towards funding your security deposit over 60 days
• Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
First Progress Platinum Prestige MasterCard® Secured Credit Card
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application; No Credit Inquiry Required!
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Credit Line Secured by Your Fully-Refundable Deposit of $200 — $2,000 Submitted with Application
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
24/7 Online Access to Your Account: Try our new Mobile App for Android users!
Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Receive Your Card More Quickly with New Expedited Processing Option
Availalbe Nationwide
APR for purchases: 14.49%
Annual Fee = $49
*See all terms and conditions
Deposit Options: bank or postal checks, money orders, electronic bill pay initiated from cardholder’s bank
OpenSky® Secured Visa ® Credit Card
• No credit check to apply and find out instantly if you are approved.
• OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
• OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
• You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
• Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
• View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
• Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
• Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
• Easy application, apply in less than 5 minutes right from your mobile device
• Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
• *View the cardholder agreement Other details not for bullet points or marketing:
No credit inquiries
We accept applicants who are at least 18 years old.
If they are between 18 and 21 and cannot meet the debt to income ration requirements we give them an option to add a guarantor to their accounts to qualify.